Consolidating two auto loans


18-Feb-2020 20:09

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It is normally suitable for debts of up to £15,000. Unlike a debt management plan, an Individual Voluntary Arrangement is a legally binding agreement with creditors for debts of over £15,000.

Once 75% of creditors, in terms of value, agree to an IVA there can be no further creditor harassment.

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Most debtors will be discharged after a period of 12 months, although there are a number of negatives, including loss of the family home.

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